Tuition & Finances
-
Bursary Assistance
Bursaries, sometimes also referred to as U of T Grants, are non-repayable funds given to eligible students who demonstrate a need for financial assistance. The application is available from September to April.
Apply for a U of T Grant using the University of Toronto Grant Application Portal.
Once your completed application has been received, it will be reviewed in detail by the Financial Aid & Awards Advisor in the Academic Advising & Registrar’s Office. You will be contacted by email if additional information is required, and you may need to meet with an advisor to discuss your application.
Note: Bursaries are not normally available for the summer session as this is considered an optional study period. If you have urgent financial need in the Summer Session, please contact uc.registrar@utoronto.ca to request an appointment with UC's Financial Aid & Awards Advisor.
-
Fees, Payments & Refunds
Current fees, payment options and refund schedules are available through the Student Accounts website.
2025-2026 Fall/Winter Session Fee & Refund Schedules
2025-2026 Fall/Winter Fee Payment Schedule -
Financial Planning Calculator
Use the financial planning calculator to plan your budget and see how much money you will need for the upcoming academic year.
-
OSAP & Government Aid
The University Registrar's Office (URO) acts as the central financial aid office for OSAP, other provincial loans and U.S. (United States) loans. If you have questions about your OSAP application or status, you can the University Registrar's Office (URO) for specialized advising.
Visit the OSAP and other government aid websites for more information.
-
Repaying Your Student Loans
When the time comes for you to repay your student loans, you will receive a package in the mail from the National Student Loans Service Centre (NSLSC) that details how much you owe and your proposed monthly payments. It is your responsibility to set up a repayment schedule with the NSLSC.
Learn more about paying back your Canada student loan through the Government of Canada website
-
UTAPS (The University of Toronto Advanced Planning for Students)
This University of Toronto financial aid program assists in filling the financial gap for full-time students who receive the maximum amount of government financial aid available, but whose funding doesn’t cover all university costs.
-
Scholarships & Awards
Scholarships and Awards can help to bolster your financial plan however, unless already awarded or confirmed, they should not be counted for financial planning purposes. University College and the broader University offer many award opportunities both automatically and by application.
University College Scholarships and Awards
U of T Scholarships and Awards: Award Explorer
If you want to widen your search even more, two websites can offer some leads for awards and funding that are external to U of T:
Ultimately, searching for scholarship could be a never-ending process of research. Use compilation sites like these, but also don’t hesitate to make inquiries anywhere you may have a connection, whether academic (departments, professors) or personal (workplaces, unions, non-profits).